For some people experiencing chronic pain, it’s the small graces that bring a little relief to their lives.

For Pauline*, a loan from BaptistCare HopeStreet’s No Interest Loan Scheme (NILS) granted warmth, light and comfort.

Pauline suffers from a range of health issues including fibromyalgia, rheumatoid arthritis, and cysts attached to her thyroid, kidney and ovary.

“Purchasing things to assist me as I age has been very difficult in the past. I do not have any super left, I used it when I was very sick. I had five major operations in five years.”

Pauline had never heard of NILS or fair finance. “A friend from my Tai Chi class told me. I do Tai Chi every day. I get so much pain all the time. My body becomes numb. I roll out of bed, do yoga for an hour when I wake, then I exercise three or four more times.”

“I’ve had chronic pain since I was 30 years old. My mother had it, and my grandmother too,” said Pauline. Pauline accessed a pair of glasses, a heater, and a treadmill from the HopeStreet NILS team.

“They were so helpful to me, I got to pick what I wanted, and it all happened so quickly. Now I can watch a movie while on my treadmill.”

While there is no cure for Pauline’s health issues, she works hard at maintaining her health and managing the disease through medication, care, diet and exercise.

Down the track, she plans to purchase an electronic garage roller door to help support her recent shoulder and hand reconstruction, and an orthopaedic bed to help elevate her legs.

There is a safe and affordable way to get a loan. Our no and low interest loans are quick and easy. Find out more at

*Names have been changed. Images are for illustration purposes.

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